WE’RE NOT YOUR AVERAGE BANK.
Industry-first innovations built from the ground up.
Partner Solutions
In addition to building our own brands and products, we empower Fintechs and other businesses to deliver secure banking programs that meet their customers’ needs, backed by the strength of Austin Capital Bank, Member FDIC.
FBO and Custodial Accounts
Access to payment rails
Checking and Savings accounts
BIN Sponsorship and Card Programs
Banking experience with technology expertise
Accelerating Product Innovation with Trident
Trident, our advanced proprietary banking platform, seamlessly integrates with traditional banking cores to deliver a comprehensive suite of end-to-end services. Developed entirely in-house, Trident enables Austin Capital Bank to offer a diverse range of products, including loan origination and deposit account openings, while reducing time to market for new products and features.
Agile Decision-Making Through Our Unified Data Warehouse
Our analytics data warehouse operates independently of the Trident platform, safeguarded by robust data governance systems. Integrating data from all fintech systems creates a unified source of truth that, once aggregated and modeled, powers informed strategic decision-making across the business.
Data Modeling Enables Self-Service, Natural Language Analytics
Once data is modeled in our warehouse, it’s seamlessly delivered to an analytics platform that empowers our subject matter experts along the entire customer journey. Natural language searches allow our employees to create custom dashboards and independently address their own data needs, fostering a culture of self-service and data-driven decision-making.
Machine Learning Models Optimize Targeting and Fraud Detection
Leveraging our pre-modeled data, we’ve developed machine learning algorithms that optimize targeting across our distribution channels, focusing on customers we can assist most effectively while guiding smarter investment decisions. Looking ahead, we’re investing in advanced algorithms to enhance fraud detection and recommend next-best products tailored to customers’ credit journeys, driving both security and personalized growth opportunities.
FINTECH LEADERSHIP TEAM.
Erik Beguin
CEO and Founder
Bob Weinschenk
Fintech President
Elena Kraus
Director of Product Management
Dan Schulz
Head of Architecture and Development
Daniel Baker
Director of Compliance Operations
Ian Bass
Head of Data Analytics
Hayden Cornwell
Head of Growth
Mike Ferrari
Head of Marketing and Business Development
Troy Keith
IT Director
Chris Hillam
Director of Customer Experience
We combine banking expertise with state-of-the-art technological innovation to tackle your greatest financial challenges—proudly serving over 1 million customers to date.
