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Austin Capital Bank

COMMUNITY BANKING
ON A NATIONAL SCALE.

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Reimagining how banks protect and serve their customers.

Traditional community banking
for residents of Texas.

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We combine banking expertise with state-of-the-art technological innovation to tackle your greatest financial challenges—proudly serving over 1 million users to date.

We combine banking expertise with state-of-the-art technological innovation to tackle your greatest financial challenges—proudly serving over 1 million users to date.
We combine banking expertise with state-of-the-art technological innovation to tackle your greatest financial challenges—proudly serving over 1 million users to date.
We combine banking expertise with state-of-the-art technological innovation to tackle your greatest financial challenges—proudly serving over 1 million users to date.
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TECHNOLOGY DRIVEN AND GROWING FAST.

Recognized as one of the fastest-growing and most innovative private companies in the U.S.

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Austin Capital Bank in the news.

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‘Unhackable’ savings account promises tighter security against modern banking scams

08/14/25

A new kind of savings account built to stop fraud before it starts is now available nationwide. Fort Knox Bank’s High-Security Savings Account, developed by Austin Capital Bank, removes passwords entirely and uses biometric identity verification with proprietary Closed-Loop technology to keep criminals out. The launch comes at a time when U.S. consumers are facing […]

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The Bank That Thinks Like a Tech Company: How 50+ Engineers Are Redefining Security

07/29/25

What if your savings account was so secure that even your account number couldn’t be used to steal from you? That’s the kind of question Austin Capital Bank is answering; Not by thinking like a traditional bank, but by operating more like a tech company. In her debut interview on Travillian Next, Amber Buker, Chief of Research […]

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Austin Capital Bank Debuts Fort Knox High-Security Savings Account

07/28/25

AUSTIN, Texas, July 24, 2025–(BUSINESS WIRE)–Austin Capital Bank®, a leader in digital banking products serving more than 1 million users nationwide, announced the launch of the Fort Knox® High-Security Savings Account (HSSA). Built from the ground up with an uncompromising commitment to security, it creates a new industry standard for protecting consumers’ life savings in an increasingly vulnerable […]

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