ABOUT AUSTIN CAPITAL BANK

Our Story

We view community differently. Where other banks define it by zip codes, we see people and businesses united by shared challenges and experiences that require focused solutions. When consumers were caught in the credit paradox, we created Credit Strong as a path for them to demonstrate responsible financial behavior and build credit on their own terms. When we saw the urgent need for parents to protect their children’s identities, we developed FreeKick. Now, as rampant fraud targets everyone’s financial security through increasingly sophisticated attacks, we’ve built Fort Knox—a revolutionary banking platform purpose-built to prioritize security for our account holders at every level.

To tackle these challenges, we’ve built something else unique in community banking: a team that combines banking expertise with state-of-the-art technological innovation. Our leadership includes bank founders and former advisors to the Federal Reserve and Consumer Financial Protection Bureau working alongside veterans of some of the most successful fintech ventures of the last decade. Our engineering team—over 50 strong and growing—designs and builds custom solutions from the ground up. Rather than relying on outdated banking cores and legacy technologies that have been entrenched in financial services for decades, we harness state-of-the-art innovation and best-of-breed third-party solutions to challenge banking’s most flawed assumptions and outdated practices.

This combination of banking expertise, deep regulatory insight, technological capability and innovative spirit allows us to solve problems other banks can’t—or won’t.

This is about more than building products. It’s about fundamentally reimagining how banks protect and serve their customers. And with every innovation, from credit building to fraud prevention, we’re writing new chapters in our story of serving communities, wherever they are.